And homeowners insurance policies typically don t cover damage to them but erie insurance offers coverage that does.
Erie insurance sewer and drain coverage.
Subject to terms conditions and exclusions.
Erie insurance provides sewer line protection as part of a service line protection bundle.
1 some types of water damage though can be more securely covered.
This story was originally published in 2018.
It was updated with new information on april 30 2019.
Details are contained in the policy.
Erie has two different endorsements that will provide the sewer and drain backup coverage.
Coverage is capped at 50 000 per occurrence and the policy deductible applies.
They are the sewer drain backup endorsement and the enhancement endorsement.
The sewer and drain backup endorsement will provide coverage for the above mentioned occurrences and has an annual premium charge of 40 with a 100 deductible or.
Service line coverage from the stoop to the curb at erie insurance we don t think it s right that homeowners need to buy utility service contracts offered by multiple companies in order to avoid costly repairs to.
1 coverage is not available if the select bundle does not include sewer and drain backup.
Claims are subject to erie s surcharge program.
Unlike fire some of the damage caused by water such as mold slow leaks and foundation seeping is generally limited or not covered by insurance.
How insurance can help.
These cover sewer and water lines as well as an option to add coverage for other plumbing emergencies.